Final Expense

If you have had trouble getting life insurance due to a past illness or your weight, or if you don't want to go through the hassles of medical exams and blood tests to purchase your life insurance, Total Protection III may be the perfect solution for your situation. Total Protection III is a whole life insurance plan that provides your beneficiaries with the finances to take care of your medical bills, funeral expenses or other outstanding debts if you should die.



United Home Life Insurance Company and its parent company, United Farm Family Insurance Company, are family-oriented companies founded in 1948 and 1937, respectively. Both companies were founded with a philosophy of providing quality, personal service to our policyholders and agents. We are here to serve you.

United Home Life's and United Farm Family Life's primary focus is providing affordable, flexible life insurance solutions for our policyholders. Our ultimate pledge is to meet our financial obligation to our policyholders.

A.M. Best, a leading independent analyst of the insurance industry since 1899, has assigned the rating of A- (Excellent) to United Home Life and the rating of A (Excellent) to United Farm Family Life. The A- (Excellent) rating is the fourth highest of 16 ratings and the A (Excellent) rating is the third highest of 16 ratings.

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