Dearborn National
The Dearborn National brand companies are licensed in all 50 states, as well as the District of Columbia, the U.S. Virgin Islands, the British Virgin Islands, Guam and Puerto Rico. Across the nation, we have more than 30 administrative and sales offices providing service and support to our producers and members. We also have an international presence as the exclusive U.S. member of the Swiss Life Network, providing employee benefits to multinational employers.
Our parent company, Health Care Service Corporation, a Mutual Legal Reserve Company, (HCSC) is the largest non-investor owned health care insurance provider in the United States and the fourth largest overall.
Term Insurance Plus Needed Comfort
Employers want to offer the affordable protection of term life insurance. But employees are also concerned about the possibility of a critical illness. Dearborn National has a combined solution. Our Critical Illness: The Timber Ridge Series™ plan will pay the lump sum benefit equal to the face amount purchase upon the diagnosis of a specified critical illness or death.
Critical Illness: The Timber Ridge Series features:
- A 10-Year Level Renewable and Convertible Term Life policy that is Renewable to age 70 and convertible to age 65
- Living benefits paid if diagnosed with a critical illness* - help with lost wages, deductibles, mortgages and much more
- Offered to individuals or employer groups as small as one life, which adds portability and affordability to the value
- Low minimum payments with convenient payroll deduction options, saving or checking account draft options
Added Coverage When You Need it
Critical Illness: The Timber Ridge Series has a maximum face amount of $250,000. Issue limits with simplified underwriting amount are based on age. Once a qualified critical condition is diagnosed, lump sum or partial benefits (not to exceed the face amount) are payable for either a living or death benefit.
Combined of 4 companies boast:
- Total annual net revenues of nearly $1.4 billion
- Total assets of nearly $3.7 billion
- Shareholder's Equity of more than $670 million
- More than 40 years of industry experience